Terms and Conditions | NY Online Casinos

These terms and conditions explain the rules for using shmoggo.com, operated as NY Online Casinos. By browsing the site, you agree to them. If you disagree, please stop using the site. Last fact-check: September 30, 2026.

Age notice: You must be 21 or older to use this site. Nothing here is aimed at anyone under 21. Gambling involves the risk of losing money, and no site or strategy can guarantee a win.

What this site is and is not

NY Online Casinos is an independent information and comparison site. We review and rank online casinos, and we explain bonuses, banking, mobile play and account checks. We are not a casino. We do not accept deposits, hold player funds, run games or process withdrawals.

Content is for general information. It is not legal, tax, financial or professional advice. Consult a qualified professional about your own circumstances, including how gambling winnings may be treated for tax purposes.

Legal status in New York and your eligibility

New York regulates online sports betting, but it does not currently license online casino gaming. We do not state or imply that any site we list holds a New York online casino licence. Several operators we feature are offshore or sweepstakes-style sites that operate under other rules, and their availability to New York residents can change.

Before you open an account, you are responsible for:

Confirming you are at least 21 and legally allowed to play where you live.
Checking the operator's own terms for restrictions on New York or US players.
Verifying which payment methods work for US customers, rather than assuming they do.
Reading the licensing and ownership details the operator publishes, and judging them yourself.

Laws and enforcement change. Seek professional advice if you are unsure of your position.

How we review and rank casinos

Rankings rest on our editorial assessment of game selection, bonuses and promotions, payout speed, banking options, mobile experience and trustworthiness. Ratings shown are editorial scores, not customer-review scores. We base them on published information and research. We do not claim to have deposited, played or withdrawn at any site, and any speeds or limits quoted are what operators advertise, not tested results.

Facts such as bonus terms can change without notice. Always confirm current terms on the operator's own site before you deposit.

Affiliate disclosure

We may earn a commission if you click a link and sign up with an operator. Commission does not buy a higher ranking or a better rating. It does not change how we score sites, and we still list drawbacks for every option.

Bonuses and offers shown on the site

Offers come from the operators and may change or end. Every bonus carries conditions, typically wagering or playthrough requirements, time limits, game restrictions, maximum cashout rules and eligibility criteria. Read the full terms before claiming anything. A bonus that requires a deposit is not free, and the headline figure says little without its conditions. Nothing on this site promises value or an outcome.

Third-party sites and links

When you leave shmoggo.com for an operator's site, that operator's terms, privacy policy and house rules apply. We are not responsible for their content, service, payouts, account decisions or disputes. Take any complaint to the operator first, and to the relevant regulator or authority where one applies.

Accuracy and liability

We work to keep information correct, but we cannot guarantee it is complete or current. The site is provided as is. To the extent the law allows, NY Online Casinos is not liable for losses arising from reliance on our content or from your dealings with any third-party operator. Nothing here excludes liability that cannot lawfully be excluded.

Acceptable use and intellectual property

Site text, structure and branding belong to NY Online Casinos unless stated otherwise. You may read and share links to pages for personal use. Do not copy, scrape or republish our content for commercial purposes without permission. Do not use the site unlawfully or try to disrupt it.

Changes to these terms

We may update these terms from time to time. The updated date shown at the top of the page reflects the latest revision. Continued use of the site means you accept the current version.

Responsible gambling and where to get help

Gamble only with money you can afford to lose, and treat it as entertainment, never as income or a way to fix money problems. Never chase losses. Use deposit limits, time limits and self-exclusion where operators offer them. Our responsible gambling page has more detail.

1-800-GAMBLER — national helpline
New York HOPEline: 1-877-8-HOPENY (1-877-846-7369) — call or text for free, confidential support

Questions about these terms

To learn more about who we are, see About Us. To ask a question about these terms, use Contact Us.